Goal-based investing, guided by a Navy veteran.
We help men and women in uniform, their families and young earners build disciplined mutual fund and SIF portfolios around the goals that matter, with plain-language guidance and regular reviews.
A steady process, from first goal to final review
We start with your goals and risk comfort, build a portfolio to match, and keep it on course as life changes.
Risk assessment
We identify what could derail your goals, from market falls to income gaps, and plan around it before it happens.
Learn more →Portfolio creation
A balanced, well-diversified portfolio in mutual funds and SIFs, built for market-linked growth with minimal intervention.
Learn more →Regular reviews
Six-monthly or yearly check-ins to rebalance as your portfolio grows and your circumstances change.
Learn more →Serving officers and sailors who want their savings working while they are posted far from home.
Turning pension, commutation and savings into income that lasts through retirement.
Gen-Z and first-jobbers building the SIP habit early, when time does most of the work.
Free tools to plan with
Try them on your own numbers. Everything runs in your browser, and your data never leaves this page.
Goal-based SIP
Find the monthly SIP for a child's education, a home, or retirement, with inflation and step-ups.
Open calculator → Portfolio checkPortfolio X-ray
Upload your CAS to see fund overlap, sector concentration, asset mix and what you pay in expenses.
X-ray my portfolio → RetirementDrawdown planner
See how long your corpus lasts, year by year, with pension, rent, inflation and Indian tax rules.
Plan my retirement →Ideas worth compounding
Cdr S Thankappan (Retd), CFP
A Navy submarine-arm veteran who brings a submariner's discipline to personal finance: plan for the long patrol, check the systems often, and never take avoidable risks. He founded Wealth Analytica to make sound, goal-based investing accessible to every Indian, and especially to the services community.
Time is not merely money. It is the multiplier of money.
Start with a conversation
Tell us your goals. We'll show you a plan, and how we're paid, before you invest a rupee.